Introduction Few moments in a property transaction are as exposed as the days before settlement. Large sums are moving, multiple parties are emailing back and forth, and everyone is working to a fixed date. That is exactly the window criminals…
Introduction If your business pays a ransom or an extortion demand, the law now gives you 72 hours to report it to government. That obligation is new, it is in force, and the window is short. It also sits on…
Introduction When the breach hits, you want your lawyer on the line before your IT vendor. Data breach response in Australia begins with a legal decision, not a technical one. The instinct when a breach is discovered is to call…
Introduction Australia has no standalone AI Act. That does not mean AI is unregulated. It means the obligations sit inside the laws you already answer to: privacy, consumer law, anti-discrimination, intellectual property, negligence and the duties owed by company directors.…
Introduction Health information carries the strictest privacy obligations of almost any business in Australia, and the small-business exemption many owners rely on does not apply to health practices. For a medical clinic, allied health practice, dental surgery or specialist rooms,…
Introduction When navigating the legal aspects of buying a business, a target company providing a guarantee or security to support a share acquisition triggers the financial assistance rules under Section 260A of Corporations Act 2001 (Cth) (‘Corporations Act‘). Private credit funds, mezzanine lenders,…
Introduction Caveat lending is frequently used to secure additional equity, but it remains an ineffective security structure in Queensland because a caveat merely acts as a freeze order rather than establishing legal priority. A private lender providing mezzanine finance for…
Introduction In November 2025, the Australian Securities and Investments Commission (ASIC) released Report 823 (REP 823) and Report 820 (REP 820), signalling a major regulatory shift for the Australian private credit market. Historically, wholesale funds in the non-bank finance segment…
Introduction The market for acquisition finance in Australia has shifted, with non-bank entities capturing substantial market share from traditional banks. A private lender will typically provide a flexible funding structure, such as a unitranche loan or bridging loans, to lend…
Introduction The Australian leveraged finance market has transformed as private credit funds increasingly provide alternative debt finance solutions for acquisition and leveraged finance transactions. Sophisticated lenders, sponsors, and advisers require clear market structure guidance to understand how unitranche financing and…
Introduction The Australian securitisation market has grown steadily since the Global Financial Crisis, as non-bank lenders compete to provide financing to small to medium-sized enterprises (SMEs) and consumers. Following the Banking Royal Commission between 2017 and 2019, non-banks captured a…
Introduction On 5 November 2025, the Australian Securities and Investment Commission (ASIC) released Report 823 to address visibility gaps across capital markets and the broader private market. Regulators are now pushing for recurrent, fund-level data reporting to better supervise risks…
