Introduction Private lenders and non-bank lenders in Australia fund loans using private capital, wholesale markets, or securitisation rather than customer deposits, operating outside the banking framework overseen by the Australian Prudential Regulation Authority. The sector has grown to over 600…
Introduction On 30 July 2026, ASIC confirmed the first increase to the minimum financial thresholds for responsible entities since 2013. The new requirements will take effect on 1 July 2027 and introduce a significant structural change: from that date onward,…
Project execution in Queensland Proposing construction activities out of sequence with local planning frameworks presents a significant risk for staged residential subdivisions in Queensland. The impact of such proposals can lead to project rejection, even on land zoned for residential…
Can you buy property in a trust? Yes. A trust can buy and hold property in Australia. The purchase is made by the trustee in its own name on behalf of the trust, the contract names the trustee, and transfer…
Introduction Selecting the right business structure is one of the most important decisions for any property developer. The ownership structure chosen for a property development project is a core commercial strategy that directly influences tax obligations, asset protection, funding arrangements,…
Introduction Receiving a development approval with onerous conditions can present significant challenges for property developers. In Queensland, all conditions imposed by a council on a development application must comply with strict legal limits set out in the Planning Act 2016 (Qld) (‘Planning Act‘).…
Introduction Property developers in Queensland must understand the requirements for non-trunk infrastructure, as these conditions directly influence a project’s commercial viability. The Planning Act 2016 (Qld) provides the legal framework that local governments use to impose conditions for both shared trunk infrastructure and…
Introduction The use of artificial intelligence and automation is now an operational reality for Australian non-bank lenders, moving from experimentation to execution in core financial services. This technological shift enables greater precision in automated credit decisions and risk management, but…
Introduction Delayed settlements represent a significant financial and operational risk for any private lender in Australia. Beyond triggering penalty interest, these delays consume valuable staff resources and can damage crucial relationships with both borrowers and brokers. In the private lending…
Introduction In November 2025, the Australian Securities and Investments Commission (ASIC) proposed extending the requirement for annual audited financial reports from retail registered managed investment schemes to wholesale funds. This regulatory shift directly impacts non-bank lenders and private credit funds by demanding…
Introduction The Property Law Act 2023 (Qld) commenced on 1 August 2025, replacing the Property Law Act 1974 (Qld) and introducing key changes to property laws in Queensland. These reforms shifted the state’s property transactions towards a regime of informed consent, altering how a…
Introduction The commencement of the new Property Law Act 2023 (Qld) (‘PLA‘) on 1 August 2025 introduced significant changes to Queensland property law, officially replacing the Property Law Act 1974 (Qld). These reforms now impose strict statutory duties on private lenders, non-bank finance companies,…
